Terms of Service

Last Updated: January 2026

Welcome to Hard Money Lenders of San Jose. These Terms of Service govern your use of our website located at hardmoneylenderssanjose.com and our hard money lending services.

1. Acceptance of Terms

By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services constitutes acceptance of any modified terms.

2. Services Description

Hard Money Lenders of San Jose provides hard money lending services for real estate investment purposes. Our services include but are not limited to:

• Commercial property loans
• Residential investment loans
• Bridge loans
• Fix and flip loans
• Construction loans
• Rehab and renovation loans

All loans are subject to approval and are secured by real estate collateral. Terms, rates, and availability are subject to change without notice.

3. Eligibility Requirements

To be eligible for our lending services, you must:

• Be at least 18 years of age
• Be a legal resident or business entity authorized to do business in the United States
• Have sufficient real estate collateral to secure the loan
• Demonstrate ability to repay the loan
• Provide accurate and complete information in your loan application

4. Loan Application Process

All loan applications are subject to our review and approval process. We reserve the right to:

• Request additional documentation at any time
• Decline any application for any reason
• Modify loan terms, rates, and conditions at our discretion
• Verify all information provided
• Conduct credit checks and property appraisals

5. Fees and Expenses

Borrowers are responsible for all fees and expenses associated with the loan, including but not limited to:

• Interest payments
• Origination fees
• Appraisal fees
• Inspection fees
• Title insurance and search fees
• Legal and documentation fees

6. Website Use and Content

The content on our website is for informational purposes only and does not constitute financial or legal advice. You agree not to:

• Use our website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Transmit viruses or malicious code
• Copy, reproduce, or distribute our content without permission
• Use automated systems to access our website

7. Disclaimer of Warranties

Our website and services are provided “as is” without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, secure, or error-free.

Hard money lending involves significant risks. You should consult with legal, financial, and tax advisors before entering into any loan agreement.

8. Limitation of Liability

To the maximum extent permitted by law, Hard Money Lenders of San Jose shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the amount you have paid us in the twelve months preceding any claim.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Santa Clara County, California.

10. Contact Information

If you have any questions about these Terms of Service, please contact us: